Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, or simply known as Ayushman Bharat Yojana, is a health scheme by the Prime Minister of India that aims to offer free health insurance coverage to people of low income group. The program was launched in September 2018 as a part of the Indian government’s National Health Policy by the Ministry of Health and Family Welfare. All eligible beneficiaries of the program can avail free services for secondary and tertiary hospital care for identified packages under PM-JAY at public hospitals and empaneled private hospitals. To know more information like Ayushman Bharat Registration 2024 details, eligibility for the program, keep reading this article.
Eligibility to register for Ayushman Bharat 2024
The following eligibility criteria need to be fulfilled for applying for Ayushman Bharat Yojna:
Rural category
The following families from rural area can apply for PMJAY:
- Families with no earning member between 16 years and 59 years of age
- Families without any healthy adult member and one physically challenged member
- Manual scavengers, bonded laborers and landless families
- Families belonging to Scheduled caste and Scheduled tribes
Urban category
The following families from rural area can apply for PMJAY:
- People providing services by working on streets or pavements
- Domestic help, sanitation workers, gardeners, sweepers, washersmen, gatekeepers, security guards
- Tailors, home-based artisans and handicraft workers
- Mechanics, electricians, repair workers, plumbers, masons, construction workers, porters, welders, painters
- Drivers, conductors, helpers, rickshaw pullers, cobblers, hawkers
- Assistants, peons of a small organization, delivery men, shopkeepers and waiters
- Ragpickers
People will be selected for this scheme using the criteria from the Socio Economic and Caste Census 2011. You can check your eligibility by visiting the official website www.pmjay.gov.in and following the steps given below.
Step 1: Go to official website www.pmjay.gov.in from your browser.
Step 2: On the top search bar you will find the Am I Eligible option. Click on it.
Step 3: A page will appear on the screen asking you to enter your mobile number and captcha code.
Step 4: Enter these details correctly and link on the Generate OTP button present below.
Step 5: Follow the on-screen instructions to get the list of people eligible for PMJAY scheme.
Step 6: Search for your name in the list and if found, you can also check the details of family members covered under the scheme.
How to apply online for Ayushman Bharat Yojana 2024?
There is no need to enroll for availing the benefits of Ayushman Bharat Yojana and people can apply online the e-card. But before applying for the card, it is important to check out the eligibility. People applying for AB PMJAY will have to get themselves verified at the Kiosk or nearest empanelled hospital or Common Service Centre (CSC). After verification, you will be registered for Ayushman Bharat card.
Alternatively, you can also apply for the Ayushman Bharat card online through the official website. You need to provide details of mobile number, captcha and other details to login to PMJAY account and apply for the card. Once you have applied successfully, you can check the status of Ayushman Bharat card. After the status of the card is confirmed it will be available for download. Download and keep the card safe to get medical treatment free of cost at public and empaneled private hospitals.
Documents required for AB PMJAY Registration 2024
For Ayushman Bharat online registration, you need to keep the following documents ready at hand:
- Age proof
- Identity proof
- Income certificate
- Caste certificate, if applicable
- Contact details- mobile number, email id, residence address
- Document proof for status of family- joint or nuclear
Steps to download Ayushman Bharat card online
Once generated, follow these simple steps to download you Ayushman Bharat card online:
- Visit the official website www.pmjay.gov.in and login with your registered phone number.
- Enter the given captcha code and the OTP generated and sent on registered phone number.
- You will then be asked to provide HHD code obtained after successful registration.
- After entering all details correctly, you will be able to download your Ayushman Bharat card for free treatment.
The Ayushman Bharat card can also be obtained by visiting the Common Service Centre (CSC) and providing the representative with the important details.
Highlights of Ayushman Bharat Yojana
The following benefits are included in the Ayushman Bharat Yojana:
- Provides health coverage for 10 crore households or 50 crore Indians
- Cover of ₹5 lakh per family per year for medical treatment in empaneled hospitals
- All premium fully paid by the government
- Covers hospitalization expenses, day care surgeries, follow-up care, pre and post hospitalization expense benefits and new born child/children services
- Cashless payment and paperless recordkeeping through the hospital or doctor’s office
- No restriction on family size, age or gender
- All previous medical conditions are covered under the scheme
- Covers 3 days of pre-hospitalization and 15 days of post-hospitalization
- Access to free COVID-19 testing
- Portable benefits, which means benefits of the scheme can be availed from any hospital across the country
FAQs
People whose names do not appear in the list of PMJAY eligible candidates are suggested to opt for other health insurance schemes available in the market.
Yes. Aadhar card is not mandatory for availing services under this scheme.
Grievances related to Ayushman Bharat scheme can be reported through online portal or to District Grievance Nodal Officer (DGNO). Settlement of all claims will be done within 15 days after being authenticated by their internal team.
