In this fast-moving world, online payment methods save a lot of time and energy allowing us to make payment with the tip of our fingers. There are many payment apps available in the market attracting users with their lucrative features. However, it is important to find the right payment app that suits your requirement and is safe enough to protect your sensitive data.
List of Top 10 Online Payment Apps in USA
Here is the list of top 10 online payment apps in USA in 2024 that users can use to make contactless money transfer to others.
- PayPal
- Google Pay
- Apple Pay
- Venmo
- Wise
- Samsung Pay
- Zelle
- Stripe
- Meta Pay (Facebook Pay)
- CashApp
10 Best Payment Apps to Use in 2024
1. PayPal
PayPal provides convenient payment of money and features international payment options as well. Users can easily register their credit card or bank account with your PayPal account and start sending money. It is by far one of the best online payment app to use. The only major drawback you can find in this app is that it charges certain fees for business account.
Paypal Website: Check Here
2. Google Pay
Google Pay is the Android mobile payment application that can be used to transfer money to anyone from an employee in organization to a small shopkeeper in market. It supports almost every credit and debit card (with only few exception) and normally comes pre-installed in smartphones. Users just need to add a card or bank account and get started with Phone Pay.
Google pay: Check Here
3. Apple Pay
Apple Pay comes installed with the Apple devices and is supported by many payment networks and cards for easy purchasing. It is also a very secure app that allows users to protect their information through touch ID, face ID, PIN, or passcode. The only issue with Apple Pay is that it is only supported on iOS devices. Also Check Top Best Smart Wallets
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4. Venmo
Be it personal payment or professional, Venmo supports all kinds of payment making it one of the best online payment apps of 2024 . Venmo allows money transfer totally free of cost and works with all major banks in the US. Millions of users are using this application to transfer money to their peers owing to its simple to use feature.
Venmo Website: Click here
5. Wise
Wise can be used to transfer money internationally and its multi-currency account offers a cheaper alternative. It uses the standard exchange rate which allows uses to avoid bank exchange rate markups and high foreign transaction fees. However, Wise is not as fast as other payment applications and also less safe and secure when compared to other top payment apps.
Wise Website: Click here
6. Samsung Pay
Similar to Apple Pay that works on Apple device, Samsung Pay is a money transfer app for Samsung devices. Based on magnetic secure transmission technology, Samsung Pay provides a convenient and secure way to make online payment. Supported by many banks, only those users with Samsung’s latest smartphones will be able to use this application.
Check Website: Here
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7. Zelle
Zelle payment app offers a great way to send money to friends and family, irrespective of the banks they use. One can easily get started by enrolling their email address or mobile number in the Zelle app. Zelle is in more than 1,000 banking apps and it won’t cost the user any extra money for the transaction.
Check Zelle Website: here
8. Stripe
Stripe is one of the best payment apps that was designed keeping in mind small scale businesses. It has a robust payment processing platform and an easy to navigate user interface. Major debit and credit cards from all around the world are supported by Stripe, making it useful for business payments. However, payments can be a bit slower with Stripe as compared to PayPal.
Check Website: Here
9. Meta Pay (Facebook Pay)
Facebook Pay is now Meta Pay and it is as convenient as before but with more security and reliability features. Users can see Meta Pay options in all of the Meta applications including Facebook, Messenger and Instagram. Currently not available in many countries, Meta strives to make Meta Pay an internationally accepted method of payment in the coming future.
Meta Pay Website: Check here
10. Cash App
Those who transfer small to medium amount of money and have not very heavy business transactions to make can rely on the payment service of Cash app. Users can also get a physical Cash card which can be used for getting discounts and offers from offline retailers. With its multiple features, Cash app is definitely one of the top 10 online payment apps of 2023.
Cash App Website: Check here
FAQs
PayPal
Google Pay can be used with all devices that support Android.
The reliable payment apps use protective measures to keep users’ data secure thus making online payment safe.
